Uh yeah, let's get right to it. First know your lender, it could have changed during COVID, *** lot of larger companies that serviced federal student loans announced they'll no longer be in the lending business, meaning millions of you will have *** different company to deal with. Now. You should have gotten *** call or an email if you haven't. And you're still wondering, go to your loan company's website. There should be *** notice up there on the home page that will direct you where to go next. You out *** repayment plan for yourself. If you feel like you can't go back to the amount you were paying before you, maybe you lost your job, you got *** new one that pays less whatever, try an income driven repayment plan. You can talk to them about it. These plans set your monthly student loan payment at an amount that's affordable based on your income and family size today. But *** warning it will extend your loans longer to get them paid off in 20 to 25 years. But if you want to apply for one, do that right now, also you can request an economic hardship or unemployment deferment, those postpone your payments and interest usually doesn't accrue on them. Finally, if you can start putting *** few payments down. Now, since it's interest free that again, if you, if you have some money around that does help, it's gonna really help if this legislation falls through and that's all for today. Back to you.