MORGAN EXPLOSIVE ALLEGATIONS. TRAVERS. THANK YOU. ALSO NEW AT NOON, GOVERNOR JEFF LANDRY JUST SIGNED SEVERAL BILLS INTO LAW AIMED AT TACKLING THE STATE’S INSURANCE CRISIS. WDSU INVESTIGATIVE REPORTER CASSIE SCHERM IS LIVE IN THE STUDIO TO HELP US BREAK DOWN THESE LATEST INSURANCE REFORMS. AND CASSIE, THESE ARE CERTAINLY REFORMS THAT PEOPLE ARE LOOKING FOR. THAT’S RIGHT. MORGAN SO FOUR BILLS WERE JUST SIGNED IN THAT FOCUS ON CREATING A MORE COMPETITIVE AND STABLE INSURANCE MARKETPLACE FOR LOUISIANA. THOSE BILLS WERE HB 120, HB 611, SB 323, AND SB 295 TO MAKE INSURANCE MORE AFFORDABLE, THE INSURANCE COMMISSIONER SAYS WHAT THE STATE NEEDS TO DO IS TO ATTRACT OTHER INSURERS TO THE STATE, SO IT CAN DRIVE THE PRICES DOWN, AND ONE OF THE BILLS THAT WAS JUST PASSED TODAY FOCUSES ON THAT, BUT IT HAS SOME FACED SOME CONCERNS FROM HOMEOWNERS AS IT ESTABLISHES A TIGHTER DEADLINE FOR INSURERS TO INITIATE LOSS ADJUSTMENTS. THAT INCLUDES 14 DAYS FOR NON CATASTROPHIC AND 30 DAYS POST CATASTROPHIC. THIS BILL INCLUDES POTENTIAL EXTENSIONS BY STATE OFFICIALS AS WELL. ANOTHER BILL FOCUSES ON STRENGTHENING THE LOUISIANA FORTIFY HOMES PROGRAM. IT OFFERS INCENTIVES TO HOMEOWNERS WHO ENHANCE THEIR HOMES TO BETTER WITHSTAND SEVERE STORMS. THOSE HOMEOWNERS ARE GIVEN A GRANT TO UPGRADE THEIR ROOFS TO FORTIFY THAT STANDARD. NOW, GOVERNOR JEFF LANDRY SAYS THESE BILLS ARE STEPS IN THE RIGHT DIRECTION. I AM EXTREMELY HOPEFUL THAT COMMISSIONER TEMPLE’S RECOMMENDATION AND THIS PACKAGE OF BILLS, WHICH ARE NOW LAW, UM, UH, ARE GOING, UH, TO CREATE AN ENVIRONMENT WHERE CONSUMERS START TO SEE AN OVERALL IMPROVEMENT. UM, IN THE COST OF PROPERTY INSURANCE AND THE STATE. AGAIN, I WOULD CAUTION EVERYONE OUT THERE THAT WE STILL HAVE A FLOOD INSURANCE ISSUE AS WELL, AND THAT, UM, IF WE DON’T SEE RATES DROP, WE’LL BE BACK HERE AGAIN TO WORK ON THEM. THANK YOU. NOW, FOR AN IN-DEPTH LOOK AT THOSE BILLS THAT WER